Earlier this week Doctor of Credit, one of my go-to blogs for everything miles and points, had a post on the negative changes coming to the Chase Sapphire Reserve. Yesterday the good Doc had more negative news, this time it was about the Citi Prestige. As I wrote a few months ago, in the realm of points and miles, we have to maximize any good deal and move on. While in my opinion, the Reserve continues to be the best premium card in the market, the Citi Prestige seems basically focused on destroying its competitive advantage. At this moment, I can’t think of any area where it shines other than the free 4th-night and the 3 hour trip delay perks. However, things could have been even worse, thus if you can make the most of trip delay and 4th-night keep the card, if not it’s time to get a card that offers you more.